Strategy #2

DEFER

Postponing tax payments lets your money grow and compound longer. Through retirement accounts, timing strategies, and smart planning, deferral is one of the most powerful tools available.

Retirement Plan Comparison

Compare the top retirement plans available to business owners for tax deferral.

Timing Strategies

Strategic timing of income and expenses can significantly impact your tax liability.

Accelerate Expenses

Pay deductible expenses before year-end to reduce current year taxable income. Prepay insurance, stock up on supplies, or make equipment purchases before December 31.

Shifts deductions to current tax year

Delay Invoicing

For cash-basis businesses, delay sending invoices until late December or early January to push income into the next tax year.

Defers income recognition by up to 12 months

Installment Sales

Spread gains from the sale of business assets over multiple years by structuring the transaction as an installment sale.

Spreads capital gains across multiple years

Like-Kind Exchanges

Defer capital gains on real estate by exchanging one investment property for another under Section 1031 rules.

Potentially defer gains indefinitely

Tax Deferral Calculator

Calculate the long-term benefit of deferring taxes through retirement contributions.

Ready to Defer Smarter?

Strategic deferral can save six figures over a career. Let us build your personalized deferral roadmap.

The information on this page is for educational and informational purposes only and does not constitute tax, legal, or financial advice. Tax laws are complex, subject to change, and vary by jurisdiction. Strategies discussed may not be suitable for every taxpayer. Consult a qualified tax professional for advice specific to your situation.